Welcome to LapLoans.com. By accessing or using our website, you agree to comply with and be bound by the following Terms and Conditions. Please read them carefully.
1. Nature of Services
LapLoans.com is an online platform that connects users with financial institutions, NBFCs, and private lenders for Loan Against Property (LAP) and related financial services.
We are not a lender. We act only as a facilitator or intermediary.
2. Eligibility
- You must be at least 18 years old
- You must be legally capable of entering into a binding agreement
- All information provided must be true and accurate
3. Information Accuracy
- Users must provide accurate and complete details
- False or misleading information may lead to rejection
- We are not responsible for decisions based on incorrect data
4. Data and Privacy
By submitting your details, you consent to sharing your information with lenders, NBFCs, and financial partners.
- We may contact you via call, SMS, WhatsApp, or email
- Your data will be handled as per our Privacy Policy
5. Loan Approval and Liability
- Loan approval is at the sole discretion of the lender
- Interest rates and terms are decided by the lender
- We do not guarantee loan approval
6. Fees and Charges
- We may charge a service or processing fee
- All charges will be communicated before processing
- Users agree to pay applicable fees if they proceed
7. Limitation of Liability
LapLoans.com is not responsible for any financial loss, delays, rejections, or disputes between users and lenders.
8. Third-Party Services
We may provide links or references to third-party services. We are not responsible for their actions or policies.
9. Prohibited Use
- No fraudulent or illegal usage
- No misrepresentation of identity or financial data
- No attempt to harm or disrupt the website
10. Changes to Terms
We reserve the right to update or modify these Terms at any time. Continued use of the website implies acceptance of updated Terms.
11. Governing Law
These Terms are governed by the laws of India. Any disputes shall be subject to the jurisdiction of [Your City].
12. Contact Information
Email: [your email]
Phone: [your phone number]
Disclaimer
LapLoans.com is not an RBI-registered lender. We act only as an intermediary connecting borrowers with financial institutions and private lenders.