Why Choose Loan Against Property?
Unlock the true value of your property and access higher funds at lower interest rates. Loan Against Property offers a smarter and more affordable financing option compared to unsecured loans, making it ideal for both personal and business needs.
- Lower interest rates compared to personal loans
- Higher loan eligibility from ₹50 Lakhs to ₹5 Crores
- Flexible repayment tenure for better cash flow
- Use funds for business growth, expansion, or personal needs
Quick Approval Process Trusted by HNI Clients 100% Confidential Handling No Hidden Charges
Facing Loan Rejections Without Collateral?
Getting your loan rejected despite having a stable income can be frustrating. Most banks hesitate to approve unsecured loans due to higher risk, resulting in low approval chances, limited loan amounts, and higher interest rates.
- Repeated loan rejections from banks
- Low approval chances without collateral
- Higher interest rates on unsecured loans
- Limited loan amount that doesn’t meet your needs
- Delays and uncertainty in approval process
Who Can Apply for Loan Against Property?
Loan Against Property is designed for individuals and business owners who have a stable income and own residential or commercial property. Whether you are earning a salary or running a business, your property can help you access higher funds at better interest rates.
- Salaried Employees: Individuals working in private companies or government jobs with stable monthly income
- Self-Employed & Business Owners: Professionals, traders, and entrepreneurs looking for funds for expansion or working capital
- Shop Owners & MSMEs: Small business owners with regular income and banking transactions
- Property Owners: Individuals owning residential or commercial property eligible for secured loans
With the right income profile and property, you can secure higher loan amounts with faster approvals and flexible repayment options.
Individual Loan Documents
Loan Against Property (LAP)
- Applicant’s KYC with Photo
- Address Proof (Electric / Property Tax Bill)
- Bank Statement (last 6 months)
- ITR (last 2 years)
- Income Proof (Salary Slip / Form 16 if salaried)
- Property Documents:
- Deed, Mother Deed, Khazna, Porcha
- Sanction Plan, Tax Bill, Mutation
Home Loan / Builder Property
- Applicant’s KYC with Photo
- Address Proof (Electric / Property Tax Bill)
- Bank Statement (last 6 months)
- ITR (last 2 years)
- Income Proof (Salary Slip / Form 16 if salaried)
- Agreement for Sale / Allotment Letter
- Builder NOC (if applicable)
- Existing loan details (if any)
Propritorship Loan Documents
Mortgage Loan (LAP)
- Applicant’s KYC with Photo
- Address Proof
- Bank Statement (12 months)
- GST + 12M GSTR 3B
- Trade License
- Udyam Registration
- ITR (2 years: P&L, BS)
- Property Docs:
- Deed, Mother Deed, Khazna, Porcha
- Sanction Plan, Tax Bill, Mutation
Business Loan
- Applicant’s KYC with Photo
- Address Proof
- Bank Statement (12 months)
- GST + 12M GSTR 3B
- Trade License
- Udyam Registration
- ITR (2 years: P&L, BS)
- Existing Loan Details
Cash Credit (CC)
- Applicant’s KYC with Photo
- Address Proof
- Bank Statement (12 months)
- GST + 12M GSTR 3B
- Trade License
- Udyam Registration
- ITR (2 years: P&L, BS)
- Property Docs:
- Deed, Mother Deed, Khazna, Porcha
- Sanction Plan, Tax Bill, Mutation
Overdraft (OD)
- Applicant’s KYC with Photo
- Address Proof
- Bank Statement (12 months)
- GST + 12M GSTR 3B
- Trade License
- Udyam Registration
- ITR (2 years: P&L, BS)
- Existing Loan Details
Working Capital Loan
- Applicant’s KYC with Photo
- Address Proof
- Bank Statement (12 months)
- GST + GSTR 3B
- Trade License
- Udyam Registration
- ITR (2 years)
Term Loan
- Applicant’s KYC with Photo
- Address Proof
- Bank Statement (12 months)
- GST + GSTR 3B
- Trade License
- Udyam Registration
- ITR (2 years)
Partnership Loan Documents
Mortgage Loan / LAP (Secured)
- All Partner’s KYC with Photo
- Address Proof (Electric / Property Tax Bill)
- Bank Statement (Current A/c – Last 12 Months)
- GST Certificate & Last 12 Months GSTR-3B
- Trade License
- Udyam Registration
- ITR (Last 2 Years: P&L, Balance Sheet & Computation)
- Partnership Deed
- Firm PAN
- Property Documents: Deed, Mother Deed, Khazna, Porcha, Sanction Plan, Tax Bill, Mutation
Business Loan
- All Partner’s KYC with Photo
- Address Proof (Electric / Property Tax Bill)
- Bank Statement (Current A/c – Last 12 Months)
- GST Certificate & Last 12 Months GSTR-3B
- Trade License
- Udyam Registration
- ITR (Last 2 Years: P&L, Balance Sheet & Computation)
- Partnership Deed
- Firm PAN
- Existing Loan Details (if any)
Cash Credit (Secured)
- All Partner’s KYC with Photo
- Address Proof (Electric / Property Tax Bill)
- Bank Statement (Current A/c – Last 12 Months)
- GST Certificate & Last 12 Months GSTR-3B
- Trade License
- Udyam Registration
- ITR (Last 2 Years: P&L, Balance Sheet & Computation)
- Partnership Deed
- Firm PAN
- Property Documents: Deed, Mother Deed, Khazna, Porcha, Sanction Plan, Tax Bill, Mutation
Overdraft Facility
- All Partner’s KYC with Photo
- Address Proof (Electric / Property Tax Bill)
- Bank Statement (Current A/c – Last 12 Months)
- GST Certificate & Last 12 Months GSTR-3B
- Trade License
- Udyam Registration
- ITR (Last 2 Years: P&L, Balance Sheet & Computation)
- Partnership Deed
- Firm PAN
- Existing Loan Details (if any)
Project Loan
- All Partner’s KYC with Photo
- Partnership Deed
- Firm PAN
- Address Proof (Electric / Property Tax Bill)
- Bank Statement (Current A/c – Last 12 Months)
- GST Certificate & Last 12 Months GSTR-3B
- Trade License
- Udyam Registration
- ITR (Last 2 Years: P&L, Balance Sheet & Computation)
- Detailed Project Report (DPR)
- Cost & Means of Finance
Machinery Loan
- All Partner’s KYC with Photo
- Partnership Deed
- Firm PAN
- Address Proof (Electric / Property Tax Bill)
- Bank Statement (Current A/c – Last 12 Months)
- GST Certificate & Last 12 Months GSTR-3B
- Trade License
- Udyam Registration
- ITR (Last 2 Years: P&L, Balance Sheet & Computation)
- Existing Loan Details (if any)
- Quotation / Proforma Invoice of Machinery
Construction Finance
- All Partner’s KYC with Photo
- Partnership Deed
- Firm PAN
- Address Proof (Electric / Property Tax Bill)
- Bank Statement (Current A/c – Last 12 Months)
- GST Certificate & Last 12 Months GSTR-3B
- Trade License
- Udyam Registration
- ITR (Last 2 Years: P&L, Balance Sheet & Computation)
- Property Title Documents
- Construction Estimate / BOQ
- Approved Building Plan
Commercial Purchase
- All Partner’s KYC with Photo
- Partnership Deed
- Firm PAN
- Address Proof (Electric / Property Tax Bill)
- Bank Statement (Current A/c – Last 12 Months)
- GST Certificate & Last 12 Months GSTR-3B
- Trade License
- Udyam Registration
- ITR (Last 2 Years: P&L, Balance Sheet & Computation)
- Existing Loan Details (if any)
- Agreement to Sale / Allotment Letter
- Approved Plan
Private Limited Company Loan Documents
Business Loan
- All Directors’ KYC with Photo
- Address Proof (Electric / Property Tax Bill)
- Bank Statement (Current A/c – Last 12 Months)
- GST Certificate & Last 12 Months GSTR-3B
- Trade License
- Udyam Registration
- ITR (Last 2 Years: P&L, Balance Sheet & Computation)
- Company Documents:
- COI, MOA & AOA
- Company PAN & GST
- Director PAN & Aadhaar
- Board Resolution
Cash Credit (Secured)
- All Directors’ KYC with Photo
- Address Proof (Electric / Property Tax Bill)
- Bank Statement (Current A/c – Last 12 Months)
- GST Certificate & Last 12 Months GSTR-3B
- Trade License
- Udyam Registration
- ITR (Last 2 Years)
- Company Documents:
- COI, MOA & AOA
- Company PAN & GST
- Director PAN & Aadhaar
- Board Resolution
- Property Documents:
- Deed, Mother Deed, Khazna, Porcha, Plan, Tax, Mutation
Overdraft Facility
- All Directors’ KYC with Photo
- Address Proof (Electric / Property Tax Bill)
- Bank Statement (Current A/c – Last 12 Months)
- GST Certificate & Last 12 Months GSTR-3B
- Trade License
- Udyam Registration
- ITR (Last 2 Years)
- Company Documents:
- COI, MOA & AOA
- Company PAN & GST
- Director PAN & Aadhaar
- Board Resolution
Project Loan
- All Directors’ KYC with Photo
- Address Proof (Electric / Property Tax Bill)
- Bank Statement (Current A/c – Last 12 Months)
- GST Certificate & Last 12 Months GSTR-3B
- Trade License
- Udyam Registration
- ITR (Last 2 Years)
- DPR & Cost of Project
- Company Documents:
- COI, MOA & AOA
- Company PAN & GST
- Director PAN & Aadhaar
- Board Resolution
Machinery Loan
- All Directors’ KYC with Photo
- Address Proof (Electric / Property Tax Bill)
- Bank Statement (Current A/c – Last 12 Months)
- GST Certificate & Last 12 Months GSTR-3B
- Trade License
- Udyam Registration
- ITR (Last 2 Years)
- Machinery Quotation / Invoice
- Company Documents:
- COI, MOA & AOA
- Company PAN & GST
- Director PAN & Aadhaar
- Board Resolution
Construction Finance
- All Directors’ KYC with Photo
- Address Proof (Electric / Property Tax Bill)
- Bank Statement (Current A/c – Last 12 Months)
- GST Certificate & Last 12 Months GSTR-3B
- Trade License
- Udyam Registration
- ITR (Last 2 Years)
- Property Title & Approved Plan
- BOQ / Estimate
- Company Documents:
- COI, MOA & AOA
- Company PAN & GST
- Director PAN & Aadhaar
- Board Resolution
Commercial Purchase
- All Directors’ KYC with Photo
- Address Proof (Electric / Property Tax Bill)
- Bank Statement (Current A/c – Last 12 Months)
- GST Certificate & Last 12 Months GSTR-3B
- Trade License
- Udyam Registration
- ITR (Last 2 Years)
- Agreement to Sale / Allotment Letter
- Approved Plan
- Company Documents:
- COI, MOA & AOA
- Company PAN & GST
- Director PAN & Aadhaar
- Board Resolution
Public Limited Company Loan Documents
Mortgage Loan / LAP (Secured)
- All Directors’ KYC with Photo
- Address Proof (Electric / Property Tax Bill)
- Bank Statement (Current A/c – Last 12 Months)
- GST Certificate & Last 12 Months GSTR-3B
- Trade License
- Udyam Registration
- ITR (Last 2 Years: P&L, Balance Sheet & Computation)
- Company Documents:
- COI, MOA & AOA
- Company PAN & GST
- Director PAN & Aadhaar
- Board Resolution
- Shareholding Pattern
- Latest Annual Report
- Property Documents:
- Deed, Mother Deed, Khazna, Porcha, Plan, Tax, Mutation
Business Loan
- All Directors’ KYC with Photo
- Address Proof (Electric / Property Tax Bill)
- Bank Statement (Current A/c – Last 12 Months)
- GST Certificate & Last 12 Months GSTR-3B
- Trade License
- Udyam Registration
- ITR (Last 2 Years)
- Company Documents:
- COI, MOA & AOA
- Company PAN & GST
- Director PAN & Aadhaar
- Board Resolution
Cash Credit (Secured)
- All Directors’ KYC with Photo
- Address Proof (Electric / Property Tax Bill)
- Bank Statement (Current A/c – Last 12 Months)
- GST Certificate & Last 12 Months GSTR-3B
- Trade License
- Udyam Registration
- ITR (Last 2 Years)
- Company Documents:
- COI, MOA & AOA
- Company PAN & GST
- Director PAN & Aadhaar
- Board Resolution
- Shareholding Pattern
- Latest Annual Report
- Property Documents:
- Deed, Mother Deed, Khazna, Porcha, Plan, Tax, Mutation
Overdraft Facility
- All Directors’ KYC with Photo
- Address Proof (Electric / Property Tax Bill)
- Bank Statement (Current A/c – Last 12 Months)
- GST Certificate & Last 12 Months GSTR-3B
- Trade License
- Udyam Registration
- ITR (Last 2 Years)
- Company Documents:
- COI, MOA & AOA
- Company PAN & GST
- Director PAN & Aadhaar
- Board Resolution
Project Loan
- All Directors’ KYC with Photo
- Address Proof (Electric / Property Tax Bill)
- Bank Statement (Current A/c – Last 12 Months)
- GST Certificate & Last 12 Months GSTR-3B
- Trade License
- Udyam Registration
- ITR (Last 2 Years)
- Detailed Project Report (DPR)
- Cost & Means of Finance
- Company Documents:
- COI, MOA & AOA
- Company PAN & GST
- Director PAN & Aadhaar
- Board Resolution
Machinery Loan
- All Directors’ KYC with Photo
- Address Proof (Electric / Property Tax Bill)
- Bank Statement (Current A/c – Last 12 Months)
- GST Certificate & Last 12 Months GSTR-3B
- Trade License
- Udyam Registration
- ITR (Last 2 Years)
- Quotation / Proforma Invoice
- Company Documents:
- COI, MOA & AOA
- Company PAN & GST
- Director PAN & Aadhaar
- Board Resolution
Construction Finance
- All Directors’ KYC with Photo
- Address Proof (Electric / Property Tax Bill)
- Bank Statement (Current A/c – Last 12 Months)
- GST Certificate & Last 12 Months GSTR-3B
- Trade License
- Udyam Registration
- ITR (Last 2 Years)
- Property Title Documents
- Construction Estimate / BOQ
- Approved Building Plan
- Company Documents:
- COI, MOA & AOA
- Company PAN & GST
- Director PAN & Aadhaar
- Board Resolution
Commercial Purchase
- All Directors’ KYC with Photo
- Address Proof (Electric / Property Tax Bill)
- Bank Statement (Current A/c – Last 12 Months)
- GST Certificate & Last 12 Months GSTR-3B
- Trade License
- Udyam Registration
- ITR (Last 2 Years)
- Agreement to Sale / Allotment Letter
- Approved Plan
- Company Documents:
- COI, MOA & AOA
- Company PAN & GST
- Director PAN & Aadhaar
- Board Resolution